Dear Homeowner, Many homeowners take out second or third mortgages on their homes in order to help them through tough times. Over time, homeowners can be in the position where their home is not worth the value of their mortgage. This is what it means when you hear that somewhere is “underwater” on their mortgage. …
What is Chapter 7 Bankruptcy?
Dear Client, Maybe you are reaching out to us because you are overwhelmed and stressed out over your creditors harassing you. Maybe you are reaching out to us because you were doing some research online and were worried about what you were reading. Allow us to help get rid of that stress. Most people read …
What is a Chapter 13 Bankruptcy?
Dear Client, You might be reading this because you are facing a mortgage foreclosure. Or, maybe you have a steady job with steady income, but your minimum payments are just too much for you to handle. Losing your house or facing repossession can be a stressful and scary thought. We have some information that could …
Economic Realties Of Chester County PA Foreclosures
In Pennsylvania, Chester County ranks first in average household income and first in average home price. By looking at those stats alone, you would assume there was little to no foreclosures in that county. However, a quick look at the January 2015 sheriff sale list tells a different story; approximately 50+ pages of foreclosures. I …
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Landlord – Tenant Law Update | Berks, Montgomery, & Chester County PA.
I Can’t Pay My Rent! The recent housing crisis hit Montgomery, Chester, and Berks counties hard. Many former homeowners in Pottstown, Birdsboro, Phoenixville, and other surrounding towns have become renters. Many of these rental units are not licensed. According to a January 2015 article in the Mercury newspaper, over 50% of the rental units in …
Landlord – Tenant Law Update | Berks, Montgomery, & Chester County PA.Read More
Economic Realities of Montgomery and Berks County Foreclosures
Areas like Pottstown and Reading, Pa. have hit hard times economically, and it has a direct effect on the number of foreclosures listed in those areas. In 2011, Reading had the largest percentage of residents living in poverty in the United States. Things have not gotten much better for the area struggling to find new …
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Protecting Animals in Bankruptcy
Lets face it – a lot of people are facing economic difficulties today. Even though the employment rate has gone down significantly since 2009, the wage rate has not gone up as inflation has slowly crept up. This is especially true in Chester County, where the average price of a house has gone up 5.3% …
Protecting Your Vehicle in Bankruptcy
Outside of a big city like Philadelphia, most people need a car. Most areas in Chester, Montgomery, and Berks County have subpar public transportation and no one wants to become a burden on family and friends. Losing your means of transportation affects your ability to maintain employment and complete basic everyday activities like grocery shopping, …