What to Expect in 2022
What to Expect in 2022 Dear Client, With the year 2021 behind us, it appears as though the effects of the coronavirus pandemic and its variants will continue to be a theme again this year. 2021 was different as the economy started to bounce back and the world started the process of returning to normal […]
Foreclosures During the Pandemic: The Future of Foreclosures
Foreclosures During the Pandemic: The Future of Foreclosures Dear Client, On August 31st, 2020, the Pennsylvania moratorium on foreclosures and evictions expired. According to Governor Wolf, only the Pennsylvania General Assembly can further extend those protections. Meanwhile, the national moratorium is still in effect through the end of the year in many cases. So, what […]
Dangers of Refinancing Your Mortgage
Dangers of Refinancing Your Mortgage Dear Homeowners, The Federal Reserve has made two large interest rate cuts in 2020 to incredible lows. In order to capitalize on this, many homeowners might seize this opportunity in order to refinance their mortgage, and that would be a smart move depending on your current rate and other factors. […]
How To Make Ends Meet During A Crisis
How To Make Ends Meet During A Crisis Dear Client, This virus is causing Americans to make tough decisions. Unfortunately, everyone’s financial situation is unique and the “right answers” are different for everyone. Some Americans already have access to home equity lines of credit or personal loans. Some Americans have credit cards as an option […]
Unexpected Medical Debt? Can’t Afford Your Bills?
Unexpected Medical Debt? Can’t Afford Your Bills? Dear Client, Medical debt is a growing area of concern for American citizens given the current pandemic, and it is an area of debt that you can sometimes have little control over. If you have a heart attack, you have no choice but to seek treatment. Even if […]
Has Coronavirus Infected your Finances? Use Bankruptcy as a Bazooka!
Unexpected Medical Debt? Can’t Afford Your Bills? Dear Client, I outlined in an earlier article the general advice to keep in mind if you need to make ends meet during a financial crunch. However, there are some additional considerations in play during this current epidemic that I wanted to make everyone aware of. The previously […]
How to Plan Financial Recovery from Coronavirus
How to Plan Financial Recovery from Coronavirus Dear Client, The rhetoric surrounding coronavirus is getting more and more serious to the point that it seems like we are going to be feeling the effects of COVID-19 well into April. It is important to keep bankruptcy in mind as a tool to get through this epidemic […]
I Can’t Afford My Multiple Mortgages
I Can’t Afford My Multiple Mortgages Dear Homeowner, Many homeowners take out second or third mortgages on their homes in order to help them through tough times. Over time, homeowners can be in the position where their home is not worth the value of their mortgage. This is what it means when you hear that […]
What is Chapter 7 Bankruptcy?
What is Chapter 7 Bankruptcy? https://youtu.be/RzB6uVgOAuEDear Client,Maybe you are reaching out to us because you are overwhelmed and stressed out over your creditors harassing you. Maybe you are reaching out to us because you were doing some research online and were worried about what you were reading. Allow us to help get rid of that […]
What is a Chapter 13 Bankruptcy?
What is a Chapter 13 Bankruptcy? https://youtu.be/sRk_lyOAjNQDear Client,You might be reading this because you are facing a mortgage foreclosure. Or, maybe you have a steady job with steady income, but your minimum payments are just too much for you to handle. Losing your house or facing repossession can be a stressful and scary thought. We […]
Economic Realties Of Chester County PA Foreclosures
Economic Realties Of Chester County PA Foreclosures In Pennsylvania, Chester County ranks first in average household income and first in average home price. By looking at those stats alone, you would assume there was little to no foreclosures in that county. However, a quick look at the January 2015 sheriff sale list tells a different […]
Landlord – Tenant Law Update | Berks, Montgomery, & Chester County PA.
Landlord – Tenant Law Update | Berks, Montgomery, & Chester County PA. I Can’t Pay My Rent! The recent housing crisis hit Montgomery, Chester, and Berks counties hard. Many former homeowners in Pottstown, Birdsboro, Phoenixville, and other surrounding towns have become renters. Many of these rental units are not licensed. According to a January 2015 […]