You might be reading this because you are facing a mortgage foreclosure. Or, maybe you have a steady job with a steady income, but your minimum payments are just too much for you to handle. Losing your house or facing repossession can be a stressful and scary thought. We have some information that could help!

When most people think of bankruptcies, they think of people being forced to sell everything they own. Chapter 13 couldn’t be more different. In a Chapter 13 bankruptcy, you get to keep your property! Are you in the middle of a foreclosure? A Chapter 13 bankruptcy can stop a sale and give you an opportunity to keep your home! In a Chapter 13 case, nothing is sold. Instead, you make monthly payments to the bankruptcy trustee in order to catch up on your mortgage, pay owed taxes, and any other debts that you need to pay. The rest of your debt is then discharged!

For a brief overview of a Chapter 13 case, watch the video below. Knowing that there are other options besides selling what means to you most is something that we hear frequently after clients finish a consultation with our experienced bankruptcy attorneys. We look forward to getting rid of your stress and your debt, too! Contact us today to learn more!